Investment Opportunities

Alphabet Inc is a multinational conglomerate, which units Google Search, YouTube, and Google Cloud. Regarding their latest financial indexes, Alphabet reported the revenues and profits for Q4’2023 above expectations. The income of 86.31 billion dollars exceeded the forecasted 85.33 billion dollars.  The income per share of $1.64 exceeded the forecasted $1.593.  However, the advertising revenue of $65.52 billion was below the analyst estimates of $65.94 billion. Google Cloud remains a growth engine, growing 26% year-over-year in the fourth quarter. Looking to the future, Alphabet seems well prepared to meet or exceed earnings forecasts for 2024, with sell-side consensus calling for approximately $6.66 per share, representing growth of 16% over 2023. According to analysts, Alphabet Inc shares are projected to reach an average price of $165.43 in 12 months, with a high estimate of $175 and a low estimate of $143. In conclusion, Alphabet has demonstrated strong financial performance and growth in recent years. The Company’s adherence to improving its core business and its stable financial standings provide good opportunities for its future growth. Does not constitute individual investment advice.

Amazon.com, Inc. continues to dominate the e-commerce industry. Various analysts consider its future performance as promising. Amazon.com's earnings are expected to grow 31.18% next year, from $3.72 to $4.88 per share. According to its latest financial report, Amazon's net sales added 14% to $170.0 billion in Q4’2023, up from $149.2 billion in Q4’2022. Adjusted for exchange rates throughout the quarter, net sales increased 13% compared to Q4’2022. In North America, its sales increased by 13% to the previous year to reach 105.5 billion dollars. Overseas sales grew by 17% LFL up to 40.2 billion dollars, or by 13% excluding changes in exchange rates. In the AWS segment, the sales increased by 13% to the previous year to reach 24.2 billion dollars. Operating income rose to $13.2 billion in Q4, up from $2.7 billion in Q4’2022. Net income rose to $10.6 billion in the fourth quarter, or $1.00 per diluted share, compared to $0.3 billion, or $0.03 per diluted share in Q4’2022. Over 2023, net sales increased 12% to $574.8 billion, from $514.0 billion in 2022. Operating income rose to $36.9 billion in 2023 compared to $12.2 billion in 2022. Net income was $30.4 billion in 2023, or $2.90 per diluted share compared to a net loss of $2.7 billion, or $0.27 per diluted share, in 2022. In conclusion, we want to emphasize that Amazon's strong revenue growth and positive outlook for future performance make it an attractive investment. The Company’s ability to consistently increase its income and revenue at rates exceeding the market average highlights its potential for future success. Does not constitute individual investment advice. 

UnitedHealth Group (UNH) is a leader in public health, operating in two main segments: UnitedHealthcare provides medical insurance and preferential services,  Optum provides IT services for public health. Regarding their latest financial indexes, UNH reported good results for Q4’2023 and the previous year in general. The company's revenue grew 15% year-over-year to $371.6 billion. Operating profit also increased by 14%, while cash flows from operating activities amounted to $29.1 billion which is 1.3 times’ net profit. Net income for the full year and Q4 was $23.86 and $5.83 per share, respectively. Adjusted net income was $25.12 and $6.16 per share for the full year and Q4, respectively. Looking to the future, UNH confirmed its targets for 2024. The Company is well prepared to continue efforts to improve the quality of patient care and overall consumer experience, as well as pursue the Company’s strong and balanced growth. Analysts are positive about UNH's future performance. The Company's earnings and revenue are projected to grow 9.2% and 6.8% annually, respectively. Earnings per share (EPS) are expected to grow 10.3% a year. The return on equity shall be 25% after 3 years. Does not constitute individual investment advice.